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The $49 close assumes a system that hasn't yet been built

The $49 close assumes a system that hasn't yet been built

In one 48-hour stretch this month, AI's price sheet fell again — Meta, GPT-5.6, and Grok all repricing the intelligence behind the $49 close. But the vendors selling that close won't quote a flat price for it, because the thing that varies was never the intelligence — it's the system underneath. Run-time is commoditized; designing that system and standing behind it isn't, and that's where the fee now lives.

Peter McCarroll
Peter McCarroll
Your client's agent can reach their bank. It can't reach you.

Your client's agent can reach their bank. It can't reach you.

Every system in your client's business is becoming something their AI can reach and act on — their bank, their payroll, their card processor. Every one except the firm that's supposed to be the most intelligent of the lot. Here's what it looks like when an accounting firm designs for the agent, not just the person — and why you start with the contact nobody enjoyed anyway.

Peter McCarroll
Peter McCarroll
Weekly AI Roundup for Accountants: Every vendor wants to be your only vendor

Weekly AI Roundup for Accountants: Every vendor wants to be your only vendor

OpenAI and Anthropic just shipped the same product — an agentic workspace built to hold your firm's entire workflow — while Xero staged a keynote around an ecosystem you never leave. Meanwhile, Grok 4.5 beat Opus 4.8 on the vendor's own headline coding benchmark at $2 per million tokens: a price signal you can only capture if you're still free to switch. This week's roundup is about that tension.

Peter McCarroll
Peter McCarroll
Stop selling compliance on its own

Stop selling compliance on its own

AI is making compliance cheap to deliver — and that's exactly what makes advisory affordable to clients for the first time. When the cost of producing the books or the return falls, the freed capacity funds the advisory, so it folds into a price the client already absorbs instead of a premium they refuse. The catch: you can pass those savings through as a lower fee or use them to fund advisory — not both.

Peter McCarroll
Peter McCarroll